This memorandum provides information on Colorado's mandated health insurance benefits. The table, "Health Insurance Mandates in Colorado" provides a description of current state laws governing insurance benefits, and the effective date for each law. It is important to keep in mind that state laws apply to fully-insured plans only.

The Colorado Division of Insurance has engaged Milliman to evaluate certain aspects of a claims-based reinsurance program for the individual health insurance market for the potential submission of a Section 1332 State Innovation Waiver. This final report details our evaluation of these aspects of the program based on proprietary insurer enrollment and claims data, member-level enrollment information Connect for Health Colorado (Exchange), and publicly...